Gone Fishing: The Top 10 U.S. Affordable Beach Towns for Retirement and Relaxation

Gone Fishing: The Top 10 U.S. Affordable Beach Towns for Retirement and Relaxation

Ah, Florida: warm weather, beaches, and no state income tax. No wonder it's a favored destination for older Americans eyeing the gold

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My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. Where should I retire?


Ah, Florida: warm weather, beaches, and no state income tax. No wonder it’s a favored destination for older Americans eyeing the golden expanse of work-free years ahead of them. And now that the coronavirus pandemic makes it unwise to socialize except at a distance, it’s more important than ever to be able to settle into a forever home where you’re free to enjoy the fresh air, long walks on the beach, and the soothing sound of crashing waves.

There are currently more than 74 million boomers—of which 10,000 per day are hitting age 65, according to the Pew Research Center. And as they shift into retirement mode, many are migrating toward the beach. According to United Van Lines National Movers Study, in 2018, 39% of the retirees they moved had their GPS systems locked on to Florida. Shocker, right?

In fact, the Sunshine State’s shorelines aren’t the only coastal ZIP codes attracting boomers—plenty of folks don’t want to live in what feels like a steam room six months out of the year, or they may want to be closer to friends and family elsewhere in the country. Instead, the 55-plus crowd has been seeking out budget-conscious, beach alternatives with plenty of outdoor activities and (often) a temperate climate in which to settle down for good.

“Retirees are undoubtedly drawn to these areas by the active, beach lifestyle,” says Danielle Hale, chief economist…



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